NAFA VPS Simulator

1) What is your age at the time of joining NAFA Pension Fund?
2) What is your per month gross salary including all benefits at time of joining NAFA Pension Fund?
3) What is your expected average annual salary increment in your working years?  %
4) At what age do you expect to retire?
Please check if you want to invest only up to taxable amount
5) What % of your salary do you intend to contribute in NAFA Pension Fund?  %
6) What % of your accumulated balance in NAFA Pension Fund, would you intend to transfer to Income Payment Plan?  %
At Retirement Age, Participants are allowed to withdraw 50% of their accumulated balance in NAFA Pension Fund without paying any tax. For remaining or whole they can choose to a) Enroll in an Income Payment Plan, b) Buy an annuity, c) Withdraw while paying the applicable tax. As per current Tax laws, if participants choose to Invest in Income Payment Plan or buy an annuity, no income tax is applicable if they remain invested for ten years.
No limit. But Tax Credit up-to 20% of taxable income. Additionally catch-up tax credit of 2% for each year exceeding 40 years of age for investors joining NAFA pension at age 41 & above is available as per Income Tax laws.
Please provide your expected Annual Salary Increment Rate.
Allowed 60 to 70 years, or 25 years since date of first investment in VPS.
Please provide your Gross Monthly Salary including all perks/benefits
Please provide age range between 18 to 69 years

7) What is your expected annual return of the respective sub-schemes over your working years?
Equity Sub Fund Debt Sub Fund Money Market Sub Fund
% % %
7) Select one of the following scenarios:
Scenarios
Expected rate of return 6% 8% 10%
Inflation adjusted rate 3% 4% 5%

Select Allocation Scheme

8) Please select from any of the below 6 allocation schemes

Allocation Scheme Equity Sub Fund Debt Sub Fund Money Market Sub Fund
i) High Volatility min 65%, max 80%
min 20%, max 35%
0%
ii) Medium Volatility min 35%, max 50%
min 40%, max 55%
min 10%, max 25%
iii) Low Volatility min 10%, max 25%
min 60%, max 75%
min 15%, max 30%
iv) Lower Volatility 0%
min 40%, max 60%
min 40%, max 60%
v) Customized min 0%, max 100%
min 0%, max 100%
min 0%, max 100%
vi) Life Cycle (max) 0% (min) 40% (min) 40%
18 - 30 years 75% 20% 5%
31 - 40 years 70% 25% 5%
41 - 50 years 60% 30% 10%
51 - 60 years 50% 30% 20%
61 years and above Nil 50% 50%