NAFA Capital Protected Strategy

Introduction:

Pakistani stock market is very risky with the volatility (standard deviation) of around 27% p.a. Therefore, in our opinion, naked exposure to equities does not suit all types of investors. Returns on Money Markets and Fixed Income products (bank deposits, T-Bills, TFCs etc.) does not even compensate for inflation. Hence, it is not advisable to put the entire investment in these asset classes.

We, therefore, propose that a significant portion of your retirement / personal funds be invested in a Capital Protected Strategy, where the safety of the principal is assured along with competitive returns. Historically (last 15 years) the average return on the strategy has been 20% p.a., with a much lower volatility than the stock market. Thus, the investor has a potential to earn very good returns along with capital protection.

Return Objectives:

  • To earn a higher return than bank deposits
  • To benefit from the growth of the stock market, while protecting the downside risk to the extent possible

Investment Methodology:

A certain portion of the Portfolio will be invested in the low-risk asset. The remaining portion will gradually be invested in the risky asset. Due to the changing performance of the assets, especially the risky asset, the percentage between the risky and low-risk assets will be constantly managed. Based on the strategy, the risky asset is sold as it falls in value and bought as it rises in value

Authorized Investments:

Low-Risk assets – NAFA Government Securities Liquid Fund (NGSLF) / NAFA Savings Plus Fund (NSPF) / T-Bills / Bank Deposits

High-Risk assets – NAFA Stock Fund (NSF) / NAFA Asset Allocation Fund (NAAF) / NAFA Multi Asset Fund (NMF) / Equities

Risk Tolerance:

The Net Asset Value per unit of the Plan, may not fall below the Floor Value per unit

Liquidity:

There is no “lock-in” period. The investor can encash his/her investment anytime without any penalty

Time Horizon:

The investment time horizon is medium-term (5 years)

 
To Invest

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News

New ISLAMIC SAVINGS CENTER

NAFA Islamic Savings Center Bahadurabad (Karachi) - Now Open at Mian Jamal Uddin Afghani Road, Bihar Muslim Cooperative Housing Society, Karachi

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New ISLAMIC SAVINGS CENTRES

NAFA ISLAMIC SAVINGS CENTER- Now Open at Paris Road, Sialkot And Liaqat Road, Faisalabad.

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NAFA New SMS Short Code - 9995

We would like to inform you that w.e.f August 01, 2017 all SMS communication of NAFA Funds will be delivered through our new short code 9995, kindly save the code for future communication. For details please call at 0800-20002.

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PM Disqualification: What is next for the Stock Market? - From CIO

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New ISLAMIC SAVINGS CENTRE

NAFA ISLAMIC SAVINGS CENTER- Now Open at Chirah Road, Sadiqabad, Muslim Town, Rawalpindi

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New ISLAMIC SAVINGS CENTRE

NAFA ISLAMIC SAVINGS CENTER- Now Open at Commercial Area Cavalry, Ground Lahore

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New ISLAMIC SAVINGS CENTRE

NAFA ISLAMIC SAVINGS CENTER- Now Open at Al Manzar building, Allama Iqbal road, Plot #2, Nangi Mirpur Azad Jamu & Kashmir.

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Launching NIAAP VIII

Now offering NAFA ISLAMIC ACTIVE ALLOCATION PLAN VIII. Subscription ends on November 03, 2017. Click below for Term Sheet.

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Reduction in Management fee of NAFA Income Opportunity Fund (NIOF)

This to inform you that with effect from May 02, 2017, the Management of NAFA has decided to reduce the management fee of NAFA Income Opportunity Fund from 1.30% p.a. to 1.00% p.a. of average annual net assets.

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Notice of change of Name & Category of Fund - NAFA Islamic Aggressive Income Fund

We would like to inform you that the Management of NBP Fullerton Asset Management Limited (NAFA), with the approval of Securities and Exchange Commission of Pakistan (SECP), has changed the category of NAFA Islamic Aggressive Income Fund from Shariah Compliant Aggressive Income Fund to Shariah Compliant Income Fund. Accordingly the name of NAFA Islamic Aggressive Income Fund will be NAFA Islamic Income Fund w.e.f. March 14, 2017. For further information, please call our toll free helpline # 0800-20002 Kindly also note that all cheques for investment in NAFA Islamic Aggressive Income Fund from March 14, 2017 onwards shall be made in the name of CDC Trustee NAFA Islamic Income Fund.

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